Here is a real claim reported to us today which explains exactly why Workers’ Compensation costs so much. An employee of one of our policy holders wanted to show his co-workers how high he can jump so he jumped up, caught his nose on a hook and ripped his nostril. True fact. No exaggeration. And then you wonder. He will get all his medical bills paid and a healthy, lost time disability payment. If he does not have a job when he gets back from medical leave he will probably sue for wrongful termination, claiming the employer was retaliating for him subjecting the employer to such a ridiculous claim. Oh, and he will probably win his Wrongful Termination suit.